Términos y Condiciones

1.1. Creación de Cuenta. Para poder utilizar ciertas funciones de la Aplicación, debes registrarte para obtener una cuenta (“Cuenta”) y proporcionar cierta información sobre ti según lo indicado por el formulario de registro de cuenta. Representas y garantizas que: (a) toda la información de registro requerida que envíes es veraz y precisa; (b) mantendrás la precisión de dicha información. Puedes eliminar tu Cuenta en cualquier momento, por cualquier motivo, siguiendo las instrucciones en la Aplicación. La Compañía puede suspender o terminar tu Cuenta de acuerdo con la Sección 8.

1.2 Responsabilidades de la Cuenta. Eres responsable de mantener la confidencialidad de la información de inicio de sesión de tu Cuenta y eres completamente responsable de todas las actividades que ocurran bajo tu Cuenta. Aceptas notificar inmediatamente a la Compañía sobre cualquier uso no autorizado, o uso no autorizado sospechado de tu Cuenta o cualquier otra violación de la seguridad. La Compañía no puede y no será responsable de ninguna pérdida o daño que surja de tu incumplimiento de los requisitos anteriores.

Debes tener al menos 18 años o la edad de mayoría en tu jurisdicción para utilizar los servicios de Payer. Al utilizar Payer, declaras y garantizas que cumples con estos requisitos de elegibilidad.

Para utilizar los servicios de Payer, debes crear una cuenta proporcionando información precisa y completa. Eres responsable de mantener la confidencialidad de la información de tu cuenta, incluidos los datos de acceso. Debes notificarnos de inmediato si sospechas de cualquier acceso no autorizado a tu cuenta. No somos responsables de ninguna pérdida o daño que surja de un acceso no autorizado.

4. PAYMENT, SUBSCRIPTIONS, AND VIRTUAL ITEMS

4.1 Paid Plans. Certain features of the Application require payment ("Paid Plans"). Paid Plans may be offered as recurring subscriptions (a plan that renews automatically on a periodic basis) or as one-time purchases (a single purchase of specified features or Virtual Items that does not renew). The Paid Plans available from time to time, their prices, billing frequency, included features, included Virtual Items, and any applicable conditions are described at the point of purchase within the Application ("Offer Details"). The Offer Details for the Paid Plan you select are disclosed to you before you complete your purchase and are incorporated into these Terms by reference at the time you complete that purchase. Company may add, remove, modify, rename, or re-price Paid Plans and Virtual Items at any time; any such change applies prospectively only and does not affect a purchase you have already completed or, for a subscription, the then-current billing period for which you have already been charged.

4.2 Payment Methods and Authorization. You may be able to pay for Paid Plans through (a) the in-app purchase or billing system of the mobile app store or platform from which you obtained the Application (e.g., the Apple App Store or Google Play) ("In-App Purchase"), and (b) where Company makes it available, a third-party payment processor engaged by Company or a direct payment method ("Direct Payment"). Users ages 13-17 may purchase Paid Plans and Virtual Items only through In-App Purchase and may not use any Direct Payment method, regardless of whether Direct Payment is otherwise available. When you purchase a Paid Plan, you authorize Company and, as applicable, the relevant app store, platform, or payment processor to charge the payment method you provide for all fees, applicable taxes, and other charges associated with your purchase. You represent and warrant that you are authorized to use the payment method you provide. All prices are stated in U.S. dollars unless otherwise specified in the Offer Details, and all fees are exclusive of taxes unless the Offer Details state otherwise.

4.3 Subscriptions; Automatic Renewal; Cancellation.

(a) Affirmative Consent and Disclosure. Before you are charged for a subscription, the Application will disclose the subscription's recurring nature, billing frequency, price, and the steps to cancel, clearly and conspicuously and in visual proximity to the mechanism by which you accept. By completing the purchase, you provide your affirmative consent to those subscription terms, including automatic renewal.

(b) Automatic Renewal. Unless and until you cancel, your subscription will automatically renew at the end of each billing period, and your payment method will be charged at the then-current price for that subscription at the start of each renewal period.

(c) Cancellation. You may cancel a subscription at any time. For a subscription billed through In-App Purchase, you cancel through the subscription-management settings of the applicable app store or platform; the Application will also provide access to, or instructions for reaching, that cancellation function. For a subscription billed through Direct Payment, Company will provide a cancellation method within the Application that is at least as easy to use as the method by which you subscribed. Cancellation takes effect at the end of the thencurrent billing period. You will retain access to subscription benefits through the end of that period, and you will not be charged for a further period unless you re-subscribe.

(d) Price Changes. Company may change the price of a subscription. Company will provide you with notice of a price change before it takes effect, through the Application, by email, or as required by applicable law, and the changed price will apply only to billing periods beginning after that notice. If you do not agree to a price change, you must cancel before it takes effect; your continued subscription after the effective date constitutes your acceptance of the new price.

(e) Free Trials and Introductory Offers. If a subscription is offered with a free trial or introductory price, the Offer Details will disclose the trial or introductory period, what happens when it ends, and how to cancel before you are charged. Unless you cancel before the trial or introductory period ends, your subscription will convert to a paid subscription at the standard price and renew as described in this Section 4.3.

4.4 Refunds. Except as required by applicable law, as expressly stated in the Offer Details, or as provided in Section 4.10 (purchases by users ages 13-17), all payments are nonrefundable, and Company does not provide refunds or credits for partial subscription periods, unused Virtual Items, or unused Paid Plan benefits. For any purchase made through In-App Purchase, refunds are handled through the applicable app store's or platform's refund process and are governed by that store's or platform's policies and timelines; you must request such refunds through that store or platform, and Company does not separately control the granting or timing of those refunds. For any purchase made through Direct Payment, you may request a refund through a refund-request method Company makes available within the Application, that will be at least as easy to use as the method by which you made the purchase, or by contacting Company at support@circle.net.

4.5 One-Time Purchases. One-time purchases are charged in full at the time of purchase and do not renew. Except as required by applicable law, as expressly stated in the Offer Details, or as provided in Section 4.10, one-time purchases are final once the associated features or Virtual Items have been made available to your Account.

4.6 Virtual Items.

(a) Definition. The Application uses virtual, limited-use digital items – including, without limitation, application credits marketed under names such as "Swipe" and "Blast" (collectively, "Virtual Items") – that allow you to access or consume certain features, such as submitting or automating job applications. Virtual Items may be granted to you at no charge (for example, on sign-up or as a promotional reward), earned through activity within the Application, issued to you as a return or adjustment, or purchased as part of a Paid Plan.

(b) License Only; No Monetary Value; Not a Financial Instrument. Virtual Items are licensed, not sold, to you, and represent a limited license to access features of the Application. Virtual Items have no monetary value; are not money, currency, credit, or legal tender; do not constitute a gift card, gift certificate, stored-value card, prepaid access, or any other financial or payment instrument under the law of any jurisdiction; and cannot be redeemed, refunded for cash, exchanged, transferred, sold, assigned, or cashed out for money or anything of monetary value, except where required by applicable law. You have no ownership or other proprietary interest in any Virtual Items, and a balance of Virtual Items is not personal property.

(c) Expiration, Caps, and Consumption Rules. Virtual Items may be subject to expiration dates, balance caps, refill rules, and consumption-priority rules that govern the order in which different types of Virtual Items are applied. These rules are disclosed in the Offer Details or other in-app disclosures, may differ depending on whether a Virtual Item was granted at no charge, earned, issued as a return, or purchased, and may be applied automatically by the Application.

(d) Failed Applications. Where the Application is unable to complete a job application submitted using a Virtual Item – for example, because of a failed or duplicate submission, a job posting that closed before submission, or an error in the application process – Company will return a Virtual Item to your Account for future use as described in the Offer Details. Except as required by applicable law or as provided in Section 4.10, such a return is your sole and exclusive remedy for a failed application and a failed application does not entitle you to a cash refund except as provided in Section 4.10 for users ages 13-17.

(e) Changes and Forfeiture. Company may, in its discretion, manage, regulate, modify, suspend, or eliminate Virtual Items, and may adjust expiration rules, caps, and consumption logic, in each case prospectively. Unused Virtual Items are forfeited when your Account is terminated or deleted in accordance with Section 1.3, and Company will have no liability to you for any such forfeiture, except as required by applicable law.

4.7 Promotions, Referrals, and Free Credits. Company may from time to time offer free Virtual Items, promotional pricing, referral rewards, or other promotional benefits, subject to additional terms disclosed at the time of the offer. Company may modify or discontinue any promotion at any time. Company may condition referral rewards on verification requirements (for example, that a referred user signs up with a unique, valid, non-VoIP telephone number) and may withhold, revoke, or reverse rewards or Virtual Items it reasonably believes were obtained through fraud, abuse, automation, or violation of these Terms.

4.8 Payment Processors and App Stores. Payments may be processed by third parties, including the app store or platform from which you obtained the Application and any payment processor engaged by Company. Your purchase may also be subject to the terms and policies of that app store, platform, or processor, and where those terms govern payment, billing, or refunds, they apply to those matters in addition to these Terms. Company is not responsible for the acts or omissions of any third-party app store, platform, or payment processor.

4.9 Taxes. You are responsible for all sales, use, value-added, and similar taxes arising from your purchase of a Paid Plan or Virtual Items, other than taxes based on Company's net income.

4.10 Purchases by Users Ages 13-17. Users ages 13-17 may purchase Paid Plans and Virtual Items only through In-App Purchase, as stated in Section 4.2. If you are a user age 13-17, or the parent or legal guardian of such a user, you may request a refund of a purchase made on the Account – including a refund of Virtual Items that have already been consumed – through the refund process of the applicable app store or platform. Company will not contest a refund request made through that process by or on behalf of a user age 13-17. This commitment is in addition to, and does not limit, any right of a minor or their parent or legal guardian under applicable law, including any right to disaffirm a transaction. Honoring a refund does not limit Company's rights under Section 4.13, including the right to decline future purchases or to suspend or terminate an Account in cases of fraud or abuse. The parent or legal guardian who consents to and supervises the Account under Section 1.1(b) is responsible for all activity on the Account, including all purchases, and is treated as agreeing to this Section 4 on the minor's behalf.

4.11 Non-Payment. If any charge fails, is reversed, or is charged back, or if your account with the applicable app store, platform, or payment processor becomes delinquent, Company may suspend or revoke access to the corresponding Paid Plan features and Virtual Items, without liability and without waiving any other remedy available to it.

4.12 Mandatory Consumer Rights Prevail. Notwithstanding any other provision of this Section 4 or these Terms, nothing in these Terms waives, limits, or disclaims any right or remedy that applicable law in your jurisdiction provides to you and does not permit to be waived, limited, or disclaimed, including any non-waivable cancellation or refund right, any non-waivable automatic-renewal protection, and any non-waivable consumer-protection right. To the extent any provision of these Terms conflicts with such a non-waivable right, that right prevails, and the conflicting provision is modified only to the minimum extent necessary to give effect to that right, with the remainder of these Terms unaffected.

4.13 Fraud and Abuse. Company may suspend, restrict, or terminate your Account, decline or limit future purchases, revoke promotional or free Virtual Items, and take other reasonable measures where it identifies fraud, abuse, or a pattern of conduct it reasonably believes is intended to misuse refunds, Virtual Items, promotions, or other features – including repeated purchase-and-refund cycles, chargeback abuse, or circumvention of these Terms. Company will apply such measures reasonably and consistent with applicable law, and nothing in this Section limits any non-waivable right or remedy you may have under applicable law.

El pagador proporciona una plataforma para pagos digitales, lo que permite a los usuarios enviar y recibir pagos, rastrear el historial de transacciones y gestionar actividades financieras. Aceptas utilizar nuestros servicios solo para fines lícitos y de acuerdo con estos Términos.

• Procesamiento de Transacciones: El pagador facilita transacciones seguras, pero no somos responsables de los proveedores de servicios de terceros o transacciones fuera de nuestra plataforma.

• Comisiones: Ciertas transacciones pueden incurrir en comisiones. Todas las comisiones se divulgarán antes de que se complete la transacción.

• Finalidad de las Transacciones: Una vez procesadas, las transacciones son finales y no se pueden deshacer, excepto en casos de fraude o errores técnicos.

Usted acepta no:

• Utilizar Payer para actividades ilegales o fraudulentas.

• Intentar violar la seguridad o infraestructura de nuestra plataforma.

• Falsear su identidad o proporcionar información falsa.

• Participar en actividades que puedan dañar, deshabilitar o incapacitar las operaciones de Payer.

Implementamos medidas de seguridad para proteger sus datos. Sin embargo, ninguna plataforma en línea puede ser 100% segura, y no podemos garantizar que sus datos estén inmunes a accesos no autorizados. Usted es responsable de mantener seguros los detalles de su inicio de sesión.

El pagador se reserva el derecho de suspender o terminar su acceso a la plataforma si viola estos Términos. Puede cancelar su cuenta contactando al servicio de atención al cliente, pero sigue siendo responsable de cualquier transacción que ocurriera antes de la cancelación.

Estos Términos y Condiciones se regirán e interpretarán de acuerdo con las leyes de la jurisdicción en la que opera el Pagador, sin tener en cuenta las disposiciones sobre conflicto de leyes.

Podemos modificar estos Términos y Condiciones de vez en cuando. Todos los cambios se publicarán en esta página, y la fecha de vigencia se actualizará en consecuencia. Al continuar utilizando nuestro sitio web y servicios después de que se publiquen los cambios, aceptas los términos revisados.